Car insurance for teens is not necessarily the same as car insurance for adults
Not anything’s pretty as interesting as getting the keys to the automobile and heading out for your very own for the very first time. but if you’re a parent with young drivers within the house, you possibly realize how nerve-wracking this could be as nicely. Amidst the driver tests and practice runs, it is able to be clean to forget approximately vehicle insurance. That’s to be predicted — the notion of coverages, limits, and deductibles is likely the final component on your thoughts as you watch your baby get behind the wheel and force off to … anyplace it's far teens power to these days.
However before you surrender the keys to the station wagon, you want to talk automobile insurance. And vehicle coverage for teenagers isn't precisely the same as vehicle coverage for grown-ups. you might assume you understand the entirety you want to know, however do you honestly? Take our short quiz to discover.
1. A 17-yr-vintage pizza delivery driver comes to a stop … midway via his client’s storage door. Will his personal vehicle insurance policy cover the damages?
a) Yes.
b) No, he desires a industrial coverage to cover incidents that happen even as delivering.
c) No, the employer’s insurance will cover the damages.
2. How much more likely are 16-yr-old drivers to be involved in a fatal coincidence than 20- to 24-year-olds?
a) 2.5 instances more likely.
b) 50 times more likely.
c) No much more likely.
3. You live in Nevada, and your scholarly daughter is off to the Ivy League. She’s taking her vehicle to college and is currently protected on your vehicle insurance coverage. Will she:
a) Nonetheless be blanketed by means of your policy?
b) Need to get a new policy all her very own?
c) Forestall using altogether after joining a thorough motion?
In case you spoke back these correctly, then bravo. You’re possibly in precise shape to make certain your younger driving force has the insurance he or she desires. If now not, then you may need to check out our young driver FAQs.
Further to the above, you’ll also find data on:
Check out our younger driving force FAQs for the whole lot you need to understand approximately car coverage for your teen. And exact good fortune!
1. A 17-yr-vintage pizza delivery driver comes to a stop … midway via his client’s storage door. Will his personal vehicle insurance policy cover the damages?
a) Yes.
b) No, he desires a industrial coverage to cover incidents that happen even as delivering.
c) No, the employer’s insurance will cover the damages.
2. How much more likely are 16-yr-old drivers to be involved in a fatal coincidence than 20- to 24-year-olds?
a) 2.5 instances more likely.
b) 50 times more likely.
c) No much more likely.
3. You live in Nevada, and your scholarly daughter is off to the Ivy League. She’s taking her vehicle to college and is currently protected on your vehicle insurance coverage. Will she:
a) Nonetheless be blanketed by means of your policy?
b) Need to get a new policy all her very own?
c) Forestall using altogether after joining a thorough motion?
In case you spoke back these correctly, then bravo. You’re possibly in precise shape to make certain your younger driving force has the insurance he or she desires. If now not, then you may need to check out our young driver FAQs.
Further to the above, you’ll also find data on:
- Why young drivers pay extra on common
- A way to keep on young motive force automobile coverage
- Graduated licensing laws, determine-driver contracts, and contemporary technology to keep young drivers safer on the road
Check out our younger driving force FAQs for the whole lot you need to understand approximately car coverage for your teen. And exact good fortune!
